How Much Can Opay Account Hold Without Bvn? 2023 Best Info

How Much Can Opay Account Hold Without Bvn? 2023 Best Info is our today’s topic. OPay Digital Services Limited has been licensed by the Central Bank of Nigeria to run a mobile money app. Since it started in June 2018, the company has grown to serve more than 300,000 mobile money businesses in all 36 of Nigeria’s states.

How Much Can Opay Account Hold Without Bvn? 2023 Best Info

What Is Opay, And Does It Work?

OPay is a mobile app that gives you access to payment, transportation, food and shopping delivery, and other important services you use every day. Millions of people use OPay daily to send and receive money, pay bills, and order food and groceries.

The Opera software company, which makes the popular Opera small web browser, owns Opay. After Opera bought Paycom, the site was made public.

Opay is a financial service that lets you make quick, easy payments from the comfort of your home or on the go. Pay for your cable TV, electricity, water, school, tolls, taxes, and other bills, and be smart about how you spend your money.

Opera has made a few services that can only be paid for with OPay. This is to get more people to use OPay. OPay is the only way to accept payments for Opera services like ORide, OTrike, OFood, OBus, OWealth, OLeads, OKash, OCar, OList, and so on.

With the OPay app, you can quickly add more cash to your phone without going out to buy it. You can easily get the OPay app from the Google Play Store and use it to buy data plans and top up your phone all from within the app.

You must also put money in your pay pocket to do the above and use payment services.

What The Opay App Can Do

What can you do with the OPay app on your phone? See below for a list of things you can do with OPay:

1. Buy airtime: You can use pay to buy airtime for yourself and others. OPay currently works with MTN, GLO, Airtel, and 9mobile users.
2. Buy data: You can also pay to buy data for yourself and others. It doesn’t matter which network you use, as it currently works with GLO, Airtel, MTN, and 9mobile.
3. You can fill your betting account with Opay, supported by livescorebet, Bet9ja, Sportybet, Betking, 1bet, betway, Merrybet, Melbet, Bet9ja agent wallet funding, Nairabet, Mylottohub, Cloudbet, Paripesa, Naira million, Naijabet, and Bangbet.
4. TV subscription: You can sign up for Storytime, DStv, or GOTV with pay.
5. Pay your energy bills: With pay, you can now pay your electricity bills to electricity distribution companies in Kano, Abuja, Ikeja, Eko, Ibadan, Kaduna, Jos, Enugu, and Port Harcourt.
6. Connect with friends: Use the app to talk with family and friends. Our wallet-to-wallet payment method lets you send them money for free.
7. Use OList to list your goods and services.
8. Savings
9. You can send money with pay.
10. Food orders
11. Use QR to pay.
12. Use QR to get paid.
13. Getting loans is easy with OKash.
14. Make investment
15. Use OLeads to build your online profile.

What Is The Opay App For Business?

OPay business App meets the retail needs of almost all types of businesses. It has quick checkout, business payment, bank transfer, staff or shop administration, and other features that make running your business easier, safer, and more efficient.

What The Opay Business App Lets You Do

The Opay business app is a one-stop shop for running a successful business. With it, you can:

1. Use Multi-channel payment
2. Make separate accounts.
3. Automatically split your money between transactions
4. Everything You Need to Keep Your Customers
5. Make a list of your products.
6. Use one app to make and run various stores.
7. Get your statement here
8. Transfer money to all Nigerian banks.
9. Buy Airtime, Data, and Pay the bill
10. Add people to your team and control them.
11. Make a report that shows you what’s going on in your business.
12. Make A Poster In One Minute & For Free
13. Make a web store and sell things online.
14. Wait to type it in by hand; scan the barcodes.
15. See at a Glance How Your Business Is Doing

How To Get The Android And Ios Opay Business App

IOS and Android users can get the Opay business app from the app shop.

1. Go to www.opayweb.com using your web browser.
2. From the list of choices and suggestions, click on any of the app stores that match the device you are using.
3. Go to the app store on your phone and get the Opay app.
4. Install the app, and you can talk to your friends and family and send them money for free or at a price.
5. Both Android and iOS can use the steps above.

How To Get The Opay App For Ios And Android

IOS and Android users can get the Opay business app from the app shop.

1. Go to www.opayweb.com using your web browser.
2. From the list of choices and suggestions, click on any of the app stores that match the device you are using.
3. Go to the app store on your phone and get the Opay app.
4. Install the app, and you can talk to your friends and family and send them money for free or at a price.

How To Sign Up For Or Open An Opay Account

Follow the steps below to set up an OPay account, register, or sign up:

1. First, go to the app store on your phone.
2. Type “OPay” into the search bar and click “Search.”
3. Now, get OPay and install it.
4. Give the information that is needed to sign up or register.

How To Look Up Or Get Your Opay Account Number

How to find your OPay account number or check it? It’s easy to get your OPay account number. All you have to do is download the OPay app and sign up. Your OPay account number is the phone number you gave when you signed up. At this point, you have to take the first number off of your phone number.

For example, if your phone number is 08088752067, take off the first zero, and you’ll have 8088752067, which is a correct 10-digit account number.

Step-By-Step Guide On How To Sign In To Opay

1. Opay login with email and phone number
2. Launch the OPay app.
3. Type in your login information.
4. Type in your passphrase
5. To get to your homepage, press the “Login” button.
6. Nigeria OPay signs in with a phone number.
7. If you forget your login information, use your phone number to log in to your OPay account. Click “forgotten password” to move forward.

How Can I Get Into My Opay Account?

Follow the steps below to get your OPay account to work again:

1. Check your email address and phone number to finish setting up your account.
2. You can link your BVN to your OPay account by entering it.
3. Finish the “Know Your Customer” (KYC) process. The Central Bank of Nigeria has set up KYC stages to stop identity theft and other types of fraud. Opay has up to four levels of KYC, and the partner level is one of them.
4. You can call OPay’s customer service line, email them, or find them on social media.

How Much Can Be Sent To An Opay Account?

Before you are asked for more information, you can only use OPay for transactions up to NGN 50,000.

There isn’t a cap on how much you can get into your OPay account.

How Much Money Can You Send With Opay?

Using the app for your bank, you can simultaneously send up to two million nairas to your OPay account or wallet.

Can Money Be Sent From Abroad To An Opay Account?

Opay does everything it can to make sure payments go smoothly. To answer your question, yes, you can receive money from abroad in your OPay Wallet.

Can Opay Be Used If You Don’t Have A Bank Account?

You can still use it today even if you don’t have a bank account. If you don’t have a bank account, you’ll need to use an OPay worker to add money to your account. You give them money and your OPay number, and they put it in your OPay card.

What Bank Does Opay Work With?

Some banks now allow direct transfers to OPay. These include GTBank, First Bank, Access Bank, Zenith Bank, UBA, Stanbic IBTC, Diamond Bank, Wema Bank, Sterling Bank, FCMB, Union Bank, and Heritage Bank.

How Much Can Opay Account Hold Without Bvn 2023?

Before giving your BVN, you can only use OPay for transactions up to NGN 50,000.

How To Start Accepting Opay

As an OPay Merchant, you have the power and control to make as much money as you want by providing financial services and helping your business grow. Get a free POS to help your business grow. Opay has the lowest fees in Nigeria.

How to start off

1. You can get the OPay app from the Apple app store or the Google Play Store.
2. When you sign up, you must give all the details needed for approval.
3. You can earn fees when you use the OPay merchant app to buy or sell things.

How Do I Create A Business Account With Opay?

It’s quite easy! From Google Play, you can get OPay. Then, to set up your account, follow the on-screen directions. Once you’ve set up your account, email ng-support@opay-inc.com for an OPay merchant registration form.

How To Become An Opay Seller And What You Need To Do

1. Your Verification Code (BVN) from your bank.
2. To prove your address, you should bring an energy bill or other bill from up to three months before registering as a merchant.
3. A copy of your driver’s license, national ID card, or foreign passport.
4. One passport picture
5. After signing up, you can give and receive money. You only need the phone number of another OPay user to make a payment. People who buy from you can also pay you.

As an OPay seller, you can receive and send up to 5 million Naira daily.

Pros Of Being An Opay Seller

Every business has its perks, and being an OPay Merchant is no different.

1. Trusted and Reliable Service: OPay is a mobile money app licensed by the CBN. They have low prices and make it easy to give your customers a wide range of services.
2. Instant Transaction Settlement: Put money into your pocket immediately and let your customers send money to you in real time. You don’t have to wait until the end of the day to settle up.
3. Business Intelligence and Growth Insights: OPay gives you a powerful dashboard that lets you see all your business activities and helps you understand your business better.
4. Make money: As an OPay Merchant, you have the power and freedom to make as much money as you want by offering banking services in your area.
5. Airtime/Data: Save money using the OPay app to buy airtime or data.
6. TV subscriptions: You will earn more commission if you help your customers pay for their TV packages. There is no cost!
7. Transfers are fast and safe. For as little as 10 Naira, you can use your OPay account to send and receive money from any bank in real-time.
8. When you save with any of OPay’s savings options, you can earn up to 15% interest each year.
9. Electricity: Use the OPay app to make it easy for people to pay their electric fees.
10. Deposits and withdrawals: Make your area a bank. OPay lets you offer payment and withdrawal services to all of your customers.
11. Free POS: Your customers will only have to go to the bank to get cash sometimes. Opay POS can be used for everything, from cash transfers to all merchant business services. You can become the place in your neighborhood where people go to get quick cash (Transfers, Pay bills, Savings, etc.).
12. All the tools you need to be successful are in the OPay app.
13. 24/7 support

What’s The Transfer Code For Opay?

Customers of OPay can use the USSD code *955# to buy airtime, send money, pay, and withdraw money at an Agent’s from any mobile phone.

Opay Ussd Code For Glo?

Set up an OPay account before using the *955# OPay USSD code. The service lets you use the mobile number linked to your OPay account to make financial transfers.

How Do I Get My Otp Code For Opay?

To get the OTP using the OPay USSD code, dial *347*010# on the phone number you entered with OPay.

How Do I Get My Otp If I Lose My Sim Card And Can’t Get An Sms?

If you lost your SIM card and can’t get an OTP but still want to get back into your account. Request a new SIM card with the same number as the old one, then ask for another OTP.

Transfer code for OPay

*955# is the Opay payment code.

OPay’s cap on transfers

Before you are asked for more information, you can only use OPay for transactions up to 50,000. You can send up to $2,000,000 and get up to $5,000,000.

Opay Fees For Sending Money

1. OPay charges 0.5% of the transaction amount for withdrawals of less than 20,000.
2. OPay charges a flat fee of 100 for withdrawals over 20,000.
3. OPay charges a flat fee of 10 for deposits of 5000 or less.
4. OPay charges a flat rate of 20 for deposits between 5,001 and 10,000.
5. OPay charges a flat fee of 30 for any payment over 10,000.

Structure Of Opay Pos Fees For Data Top Up

1. MTN = 3% fee
2. Glo = 4% commission
3. 9Mobile = 4.5% commission
4. Airtel = 4% fee
5. Structure of OPay POS fees for TV Subscription
6. DStv = 2% fee
7. GOtv = 2% commission
8. PHCN = 2% commission
9. StarTimes equals a 2% cut

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How Much Does Each Purchase Cost With Opay?

1. OPay charges 0.5% of the transaction amount for withdrawals of less than 20,000.
2. OPay charges a flat fee of 100 for withdrawals over 20,000.
3. OPay charges a flat fee of 10 for deposits of 5000 or less.
4. OPay charges a flat rate of 20 for deposits between 5,001 and 10,000.
5. OPay charges a flat fee of 30 for any payment over 10,000.

How Can I Move Money From Gtbank To Opay?

To use the USSD code to move money from your GTB account to your OPay account, dial *737*22#, choose mobile money, enter the amount, enter your OPay number (also your phone number), choose Opay, and then enter your mobile USSD pin.

How To Move Money From Your Opay Wallet To A Different Bank

Follow these steps to move money from your OPay Wallet to another bank account:

1. Launch the OPay app.
2. Click on the button.
3. Choose bank transfer.
4. Choose the recipient’s bank, and put the account number, amount, and a note if you want to.
5. Check your information on the next page.
6. Enter your PIN

You will get a message telling you whether your transaction worked or not.

How To Check The Amount In Your Opay Account?

If you open your OPay app, you can see your OPay account amount on the app’s dashboard.

Balance on my Opay account

Can I Use Opay To Buy Credit And Data?

Yes! On the OPay app, you can buy credit and data. Start by opening the app on your phone.

Or, you can use the OPay USSD code to make banking easier, buy airtime and data, move money, etc. Dial *955#.

Helpline Number For Opay

To contact OPay customer service, call 018885040 or +23418888329. You can also email customerservice@opay-inc.com or ng-support@opay-inc.com or go to the OPay website at https://opayweb.com.

The Whatsapp Number For Opay

You can talk to Opay at their main WhatsApp number, +234018888329.

Opay Email Address

OPay can be reached at ng-support@opay-inc.com for help and support.

Opay Place

Otunba Jobi Fele Way, Alexander House. Ikeja. Lagos, Nigeria.

How Many People Work For Opay Right Now?

OPay has more than 500,000 active agents, and its service area is always the same. Pan-Nigeria is the biggest platform for agency banking in the country.

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How To Get An OPay Agent License

Here’s what you need to do to become an OPay Agent:

1. Visit the sign-up page on the OPay website.
2. Fill out the short form on the page with your Phone Number, First Name, Last Name, Email Address, State, and State.
3. Accept the company’s rules about terms and conditions and privacy. Then click the “Sign up” button.
4. OPay will let you know the next step or how to do it. Most of the time, you must show a passport picture, a utility bill, and proof of your identity.

How to apply for an OPay POS machine in Nigeria

Get a POS device, and all your transactions will have low fees. Set up a store account online or at a point of sale (POS).

1. Open the OPay app on your computer and sign in.
2. Select the ‘Merchant Application’ button.
3. Enter all of the information asked for.
4. Upload a list of all the transactions you’ve made in the last three months.
5. Upload a legal ID card, such as an International Passport, Voter’s Card, National ID, or Driver’s License.
6. Upload a picture of your business place to the portal.
7. Please send in your OPay POS application so it can be looked at.

The OPay POS is free, but agents must have a caution fee of 20,000 Naira in their OPay wallets. The caution fee will be charged once the POS application is accepted. When the agent returns the POS device, this amount will be returned to the agent.

Price Of Opay POS Machine In Nigeria

The OPay POS app doesn’t cost anything. It’s called a “caution fee,” even though you have to keep at least N20,000 in your OPay Wallet. The caution fee is removed from your wallet when the POS request is accepted. The worker will get the N20,000 back when they return to the POS terminal.

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How Do I Get OPay POS? What Do I Need?

You must have an account with OPay. You must have worked as a POS Agent and know how to use a POS machine for different deals. Your OPay account needs to have a good track record of transactions.

How Quickly Can I Get OPay POS?

All OPay POS requests are reviewed and handled within 24 hours. Once your request for a POS terminal has been approved, the agent support team will call you to let you know when the POS terminal can be picked up.

How Can I Get Opay Pos In Nigeria For Free?

1. You can get the OPay app from the Apple app store or the Google Play Store.
2. When you sign up, you must give all the details needed for approval.
3. You can earn fees when you use the OPay merchant app to buy or sell things.

How To Add Money To Your Opay Account

After you download the app, there are two ways to add money to your pay bank. You can use an ATM, a USSD code, a cash payment, a QR code, or your bank’s app.

ATM Method

• Find your balance
• Click on “Add Cash.”
• Choose Add new ways to pay.
• Click the card picture.
• Input your card info.
• You’ll be taken to the authorization page, where you can enter your OTP, after which your account will be charged.

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Method For Bank App

1. Open your bank app
2. Choose Paycom or OPay from the list of banks.
3. Type in the amount

USSD Code Procedure

1. Run the OPay app.
2. Click on “Add Cash.”
3. Click on USSD bank
4. Choose a bank and type in the amount
5. To add money, call the USSD code.
6. The USSD code will no longer work after 5 minutes.

How To Deposit Cash

1. Give cash to the POS clerk and ask for the money to be transferred to your OPay account.
2. Check to see if your account has been paid.

How To Read Qr Codes

1. Ask the OPay user or merchant closest to you to read your QR code with their OPay app or OPay POS.

How To Take Money Out Of Your Opay Account

Users of OPay can use an OPay agent to move money from their OPay wallet to their bank account or to get cash.

OPay agents work for OPay and help customers with their OPay activities. You have to go to an OPay agent near your home and move money from your OPay wallet to the agent’s OPay wallet.

Once the payment is finished, the OPay agent will give you the same amount of cash in his OPay wallet.

You may have to pay a fee if you use an OPay agent to get money out of your OPay wallet.

How Do I Get A Loan From Pay (OKash)?

To receive money from OPay, you must first download the app and sign up or log in.

• Use your OPay app to ask for a loan.
• Use OKash to get a loan.
• Read their terms and conditions, check the interest rate and due date, fill in the necessary information, and confirm your request.
• You’ll get the money in a few minutes.

USSD Code For Opay Loan

*955# is the Opay loan USSD number. If you already have an account on the site, you can use this USSD code to make your transaction go smoothly.

I hope you found this article helpful. If you did, please share it with your friends and let me know your thoughts in the comments. Thank you for coming.

What We Cover In Our Article

1. How Much Can Opay Account Hold Without Bvn,
2. Opay Limit Without Bvn,
3. How To Use Opay,
4. How Does Opay Work,
5. Opay Transaction Limit,
6. Opay Deposit Limit,
7. Opay Ussd Code For Otp,
8. Opay Ussd Code For Glo,
9. What Is Opay,